Merchant Cash Advance

Funding that moves with your business.

ZOZU PAY provides flexible business funding designed around your future sales. Access working capital to manage cash flow, purchase stock, invest in growth and keep your business moving.

Simple application
Business-focused funding
Flexible repayment structure
Your funding journey
FLEXIBLE
£50,000
Illustrative funding amount
Funding purpose Working Capital
Repayment approach Sales-linked
Application Online
Important: This illustration is for website presentation only and is not an offer of finance. Actual funding, pricing and repayment terms are subject to assessment and applicable eligibility criteria.
Why ZOZU PAY

Capital built around your business.

Traditional finance isn't always the right fit. Our approach is designed for businesses that need working capital without slowing down their plans.

£

Access Working Capital

Use funding for stock, marketing, equipment, expansion, unexpected costs or other legitimate business needs.

Support Business Growth

Put capital to work when an opportunity appears instead of waiting for a lengthy traditional lending process.

Flexible Repayment

Where applicable, repayments can be structured around a proportion of eligible future card or business sales.

Simple Process

From application to funding.

A straightforward digital journey designed to help you understand your options quickly.

01

Tell us about your business

Complete a short application with information about your business and trading activity.

02

We assess your application

We review your business performance and other relevant information to determine suitable funding options.

03

Receive your funding

If approved and you accept the terms, funding can be provided according to the agreed arrangement.

Built For Business

Use capital where it matters.

Whether you're managing everyday cash flow or pursuing your next growth opportunity, funding can help bridge the gap.

Stock & Inventory Prepare for demand and seasonal peaks.
Marketing Invest in campaigns that can drive sales.
Equipment Upgrade the tools your business needs.
Expansion Support new locations, products or services.
Cash Flow Manage timing gaps between income and costs.
Refurbishment Refresh your premises and customer experience.
Supplier Payments Keep important business relationships moving.
Business Opportunities Act when the right opportunity comes along.

Ready to explore your funding options?

Start your application and tell us about your business. Eligibility, funding amount, pricing and terms are subject to assessment.

Start Application →